We really only have two defined sections of dialogue:
The reading of the letter, and the answers to the question of “Who should pay?”
That structure is powerful on its own, but it doesn’t leave much room to explore the backstory of our subjects. This is where objects come into play.
Family albums, heirlooms, keepsakes, sentimental belongings — I want to show these on screen as our subjects read their letters. Beyond the loss of coverage and the rising cost of insurance, we need to see what these people stand to lose, or may have already lost.
Little things like this reveal a lot about a person without them having to say it outright. I’d love for our subjects to bring these objects to the shoot, or to bring photos that show the homes and memories they’ve lost — or are at risk of losing.